PUMB－Online Banking App 2.296.03

PUMB – Review of Your Personal Mobile Banking App

PUMB is a comprehensive mobile banking application designed to facilitate personal finance management through a user-friendly interface. This app offers an expansive array of banking services, making it accessible and efficient to conduct financial transactions directly from one's smartphone.

Main Features of PUMB

• Commission-Free Card Opening and Management: Users can open and manage either a “vseKARTA” debit card or a “vseMOZHU Online” credit card without incurring additional fees.
• Easy Money Transfers: The app enables seamless transfers between “vseKARTA” and “vseMOZHU Online” cards to other bank cards within Ukraine, utilizing either the recipient's card number or phone number, all without fees.
• All-In-One Online Banking: PUMB allows users to pay utility bills and traffic fines via IBAN and top up mobile phones at no cost, streamlining essential payments.
• Receive International Money Transfers: Users can effortlessly receive international money transfers through platforms like Western Union, PrivatMoney, Ria, and MoneyGram without any fees.
• Open Deposits: The app facilitates the opening of deposit accounts directly within its platform for those looking to earn interest on savings.
• Save with MoneyBox: Users can benefit from the MoneyBox feature, which offers an interest rate of 5% per annum on their balance.
• Buy Currency Online: The application permits users to order cash or purchase dollars and euros online with a monthly limit of 49,999 UAH.
• Access Credit Services: Customers can apply for credit through the app, offering limits up to 200,000 UAH and grace periods of up to 62 days.
• Installment Payments: PUMB provides an installment payment option with zero fees throughout the payment duration.
• State Payments and Mobile Banking: Users can receive state payments under programs such as eRecovery and eSupport using the app while also participating in the “Cashback. Made in Ukraine” initiative.
• Templates and Auto Payments: The app supports the creation of payment templates and auto payment setups for easier management of recurring transactions.
• Contactless Payments: Users can link their cards to Google Pay or Apple Pay for secure, convenient transactions directly from their smartphones.
• Bonuses and Cashback: Newly registered users can earn a bonus of 200 UAH after making five qualifying payments using their PUMB card within the app, taking advantage of promotional opportunities.

PUMB is a feature-rich mobile banking platform that significantly simplifies daily banking tasks. It empowers users to manage their finances more effectively while offering opportunities for saving and earning rewards all in one convenient app.

The offer for a bonus of UAH 200 is available upon opening your first PUMB card in UAH and completing five payments of at least 50 UAH each. This promotion is subject to specific timeframes communicated within the app under “My rewards.” Additionally, details on credit offerings provide insight into maximum loan amounts, interest rates, and terms that vary based on individual circumstances. For comprehensive terms, conditions, and detailed regulations regarding cashback accruals, please refer to the official PUMB website.

The state registration of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated 06.10.2011.